Benefits surest.com - Apr 17, 2024 · With the Surest health plan, prices for doctors and health services are available on the app, so you can compare options. See where you might be able to save money by selecting a different provider or service location, then decide what’s right for you and your budget. You can also see current claims info in the app, and easily access your ...

 
Optum - Provider Express Home. Surest Health Plans. - Surest Health Plans (formerly Bind) Surest, a UnitedHealthcare company, administers a health plan without a …. To kill a mockinbird pdf

LGBTQ+-friendly workplace with inclusive health benefits. A recent survey found almost 6% of Americans 1 identify as LGBTQ+, and 17 million of them are in the workforce. Most Fortune 500 companies have non-discrimination policies 2 addressing sexual orientation and gender identity. And employers in every 3 state are banding together to help ... The Surest health plan uses the large UnitedHealthcare network of providers, so you have access to mental health support and resources throughout the U.S. To find a provider near you, search for what you need in the Surest app or Benefits.Surest.com to see provider and treatment options, locations, and prices. For added convenience, the Surest ... The Benefits Handbook on this site describes the Benefits Program available to eligible US employees of Marsh & McLennan Companies (the Company) and its participating subsidiaries and affiliates. "The Company" as used throughout this Benefits Handbook usually include participating employers and usually do not include affiliated employers … Surest health plans are copay-only plans. This means employees receive full coverage on day 1, with no deductible to satisfy before their plan starts working for them. Clear pricing in advance. The Surest app is designed to be easy-to-use, allowing members to search for costs and coverage before scheduling an appointment. Transfer your Fidelity NetBenefits account to Eaton and access your retirement plans, health insurance, and more. Log in or register now. Get pension information and request transactions. 1-888-232-4111 (TTY 711) 1-212-444-0994. (if calling from outside of the United States, Puerto Rico or Canada) Representatives are available from 9:00 a.m. to 5:00 p.m., Eastern Time (ET), Monday through Friday. Your Benefits Resources™ (YBR) Website. Surest plan: benefits with variable copays Overview Effective October 19, 2023, UnitedHealthcare updated Electronic Data Interchange (EDI) 271 transaction responses for members with medical plans within Surest which have specific service benefits that provide a copay based on a variable rate. The rate is determined byApr 17, 2024 · With the Surest health plan, prices for doctors and health services are available on the app, so you can compare options. See where you might be able to save money by selecting a different provider or service location, then decide what’s right for you and your budget. You can also see current claims info in the app, and easily access your ... Aug 11, 2022 · Surest™, formerly Bind, offers a new approach to health benefits that eliminates deductibles and offers access to clear, upfront pricing information before people access care. Surest members show improved satisfaction; plans offer up to 15% lower health care costs for employers and reduced member out-of-pocket expenses by up to 44%1. Oct 25, 2023 · With Surest, Melanie’s family saved more than $4,000 during her third pregnancy, compared to her previous deliveries on a high-deductible plan. That includes the cost of her prenatal appointments, ultrasounds, checkups associated with her gestational diabetes and her C-section hospital birth. On top of the savings, Melanie said she ... Feb 7, 2024 · The Surest plan from UnitedHealthcare is designed to help simplify how you access health care, while providing upfront pricing and benefits that work for you immediately – without a deductible to chip away at or coinsurance to pay. Instead, you’ll be able to choose medical care based on a single price or copay before you make an appointment. In certain circumstances, Surest allows providers to initiate retrospective reviews (post-service) for services requiring prior authorization. If you have yet to submit the claim: You can initiate a retrospective review within 180 days from the date of service. Call 877-237-0006 to initiate the review. If the claim was submitted — and denied ...Optum - Provider Express Home. Surest Health Plans. - Surest Health Plans (formerly Bind) Surest, a UnitedHealthcare company, administers a health plan without a …Surest is a UnitedHealthcare company that administers a health plan without a deductible or coinsurance. Members have access to the nationwide UnitedHealthcare and Optum® Behavioral Health networks and can check costs and care options in advance. A small number of members have the Surest Flex plan, which includes the feature of flexible ...Please note: these MRFs are not the member-friendly consumer price transparency tool that is scheduled to become available in 2023 and 2024. Please contact Surest at …Aug. 12, 2022. Surest™, a UnitedHealthcare company formerly known as Bind, redesigned how health plans work by removing deductibles, offering clear costs in advance of treatment, and lowering total health care costs for employers and employees. Surest seeks to simplify how people navigate the health system, removing barriers to care and ...Surest P.O. Box 211758 Eagan, MN 55121 Phone: +1 866 683 6440 Website: Benefits.Surest.com Group #: 78800361 Pharmacy Benefits Manager CVS Caremark One CVS Drive ... My Benefits Service Center Phone: +1 866 324 4087, any business day, 8:30 a.m. to 5:30 p.m., Eastern time.Welcome to Surest - benefits.surest.comSurest health plan. Offer your clients and their employees a different kind of health plan with Surest™. This reimagined plan design gives employees control over their health care experience, with savings opportunities and benefits that are designed to be easy-to-understand — all without having to shift costs to employees.Surest plan: benefits with variable copays Overview Effective October 19, 2023, UnitedHealthcare updated Electronic Data Interchange (EDI) 271 transaction responses for members with medical plans within Surest which have specific service benefits that provide a copay based on a variable rate. The rate is determined bySign in to your member account. Sign in anytime to see your benefits, find network doctors, view and pay claims and more. Register for a member account. Members can register for a secure member account in just a few steps. Find your plan type in the list below to set up your member account now. Health plans through work.Surest is $0 deductible, ACA-compliant health plan solution available to employers with 51+ employees, available in all 50 states. ... We asked what people wanted from their health benefits and designed a health plan around that feedback—medical coverage with no deductibles or coinsurance, clear prices in advance of seeking care, a broad ...Yes. See Join.Surest.com or call 1-866-683-6440 for a list of network providers. This plan uses a provider network. You will pay less if you use a provider in the plan's network. You will pay the most if you use an out-of-network provider, and you might receive a bill from a provider for the difference between the provider’s1 2021 medical claim risk-adjusted commercial benchmarks risk adjusted by age, gender,. clinical risk and geography. 2 2020 and 2021 medical costs for Surest Lumen members relative to a cohort of non-Surest members matched on age, gender, baseline medical spend, and geography.. 3 Surest medical and pharmacy claims compared to a large …The point of Surest is to drive you to the most cost effective providers. You can choose to go to anyone in network, but some providers and/or hospital systems are going to cost you a higher copay. My husband hit our $5,000 OOPM with tests, imaging, surgery, and a night in the hospital. With Surest, the same doctor, hospital, and labs would ...Surest is a UnitedHealthcare company that administers a health plan without a deductible or coinsurance. Members have access to the nationwide UnitedHealthcare and Optum® Behavioral Health networks and can check costs and care options in advance. A small number of members have the Surest Flex plan, which includes the feature of flexible ...This is only a summary. For more information about your coverage, or to get a copy of the complete terms of coverage, visit Join.Surest.com, Surest mobile app, Benefits.Surest.com website or call Surest Member Services at 1-866-683-6440. For general definitions of common terms, such as allowed amount, balance billing, … Join.Surest.com, Surest mobile app, Benefits.Surest.com website or call Surest Member Services at 1-866-683-6440. For general definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment, deductible, provider, or other underlined terms, see the Glossary. You can view the UMR offers flexible, third-party administration of multiple, complex plan designs and integrated in-house services. We work closely with brokers and clients to deliver custom benefits solutions.In addition, you can choose to contribute to your HSA, up to the IRS annual limit of $3,850 for Employee Only coverage or $7,750 for Employee + Other(s) coverage in 2023 (Eaton’s contributions apply to the limit). If you are age 55 or older, you can make an additional catch-up contribution of $1,000.Join.Surest.com, Surest mobile app, Benefits.Surest.com website or call Surest Member Services at 1-866-683-6440. For general definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment, deductible, provider, or other underlined terms, see the Glossary. You can view the GlossaryThe Surest health plan uses the large UnitedHealthcare network of providers, so you have access to mental health support and resources throughout the U.S. To find a provider near you, search for what you need in the Surest app or Benefits.Surest.com to see provider and treatment options, locations, and prices. For added convenience, the Surest ...The Surest plan delivered what the company expected. In 2019, 81% of Medtronic members on the Surest plan paid less than $500 out-of-pocket. That contributed to an average out-of-pocket less than one-third of the national average for members with employer-sponsored health plans ($324 vs. $943). Because plan members could see … To obtain a breast pump covered by the Surest plan: Ask your doctor for a breast pump prescription. Find an in-network, licensed durable medical equipment (DME) supplier. Here are a few national suppliers: Aeroflow Breast pumps 844-867-9890. Pumping Essentials 866-688-4203. The Breastfeeding Shop 866-255-6779. UMR offers flexible, third-party administration of multiple, complex plan designs and integrated in-house services. We work closely with brokers and clients to deliver custom benefits solutions.Surest P.O. Box 211758 Eagan, MN 55121 Phone: +1 866 683 6440 Website: Benefits.Surest.com Group #: 78800361 Pharmacy Benefits Manager CVS Caremark One CVS Drive ... My Benefits Service Center Phone: +1 866 324 4087, any business day, 8:30 a.m. to 5:30 p.m., Eastern time.Surest Health PPO 833-576-6519 benefits.surest.com Hawaii Medical Services Association (HMSA) 800-776-4672 Medicare Eligible Participants The Lumen Retire and Inactive Health Plan requires coordination with Medicare Part B. Therefore, anyone (you or your dependents) who is eligible for Medicare .Surest Health PPO 833-576-6519 benefits.surest.com Hawaii Medical Services Association (HMSA) 800-776-4672 Medicare Eligible Participants The Lumen Retire and Inactive Health Plan requires coordination with Medicare Part B. Therefore, anyone (you or your dependents) who is eligible for Medicare .Call the Surest Provider Line at 844-368-6661. You can also email [email protected] for general questions. UnitedHealthcare Provider Portal support. Help for portal login, access and functionality questions is available 7 a.m.–7 p.m. CT, Monday – Friday via chat. Sign in open_in_new with your One Healthcare ID to chat with …Surest is a UnitedHealthcare company—members access the UnitedHealthcare and Optum networks. However, some providers may not recognize the Surest name at first glance. Below are some helpful tips. Helpful info to share. Sample member ID card for illustration only; actual information varies depending on payer, plan and other requirements.Surest members show improved satisfaction; plans offer up to 15% lower health care costs for employers and reduced member out-of-pocket expenses by up to … To locate in-network providers, search for medical services, see the amount you will pay for care (copay amounts), compare costs for treatments and procedures, call Member Services at +1 866 683 6440, visit the Surest Mobile App or Benefits.Surest.com. See the Networks section for search instructions. If you participate in UnitedHealthcare commercial plans, you automatically participate in Surest benefit plans at the existing commercial reimbursement rates per your participation agreement. ... Claims: Please send claims to us electronically using Surest Payer ID 25463 or by mail to Surest, P.O. Box 211758, Eagan, MN 55121. Include the ...This is only a summary. For more information about your coverage, or to get a copy of the complete terms of coverage, visit Join.Surest.com, Surest mobile app, Benefits.Surest.com website or call Surest Member Services at 1-866-683-6440. For general definitions of common terms, such as allowed amount, balance billing, … Surest health plans are copay-only plans. This means employees receive full coverage on day 1, with no deductible to satisfy before their plan starts working for them. Clear pricing in advance. The Surest app is designed to be easy-to-use, allowing members to search for costs and coverage before scheduling an appointment. In addition, you can choose to contribute to your HSA, up to the IRS annual limit of $3,850 for Employee Only coverage or $7,750 for Employee + Other(s) coverage in 2023 (Eaton’s contributions apply to the limit). If you are age 55 or older, you can make an additional catch-up contribution of $1,000. Surest PO Box 211758 Eagan, MN 55121 1-888-720-7614 Check your costs and coverage online. You can access and manage your Surest coverage and account details Call, chat or email from the on the Surest app or website. With your Surest plan, it’s all online. Questions? Surest app or website. call: 1-866-683-6440 web: Benefits.Surest.comProvider forms. Health care professionals can access forms for UnitedHealthcare plans, including commercial, Medicaid, Medicare and Exchange plans in one convenient location. Easily access and download all UnitedHealthcare provider-forms in one convenient location.‎Savings start here: Get the free Surest app. With the Surest health plan, prices for doctors and health services are available on the app, so you can compare options. See where … Cut costs, not benefits, and deliver more value to employees A plan designed to help members save based on choice, clarity, experience 1. Surest self-funded 2021 book of business plan sponsors with at least 12 months of incurred experience in 2021 and both medical and pharmacy data within our warehouse; compared to matched comparison groups from a nationally representative Surest health plan. Offer your clients and their employees a different kind of health plan with Surest™. This reimagined plan design gives employees control over their health care experience, with savings opportunities and benefits that are designed to be easy-to-understand — all without having to shift costs to employees. The Surest health plan is designed for the way we engage with other services — where we can see options and costs in advance. With the Surest health plan, members can: Access the large UnitedHealthcare network of providers. Compare providers and treatment options and choose care that fits their need. See clear, upfront prices for providers ... Surest Health PPO 833-576-6519 benefits.surest.com Hawaii Medical Services Association (HMSA) 800-776-4672 Medicare Eligible Participants The Lumen Retire and Inactive Health Plan requires coordination with Medicare Part B. Therefore, anyone (you or your dependents) who is eligible for Medicare .Join.Surest.com, Surest mobile app, Benefits.Surest.com website or call Surest Member Services at 1-866-683-6440. For general definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment, deductible, provider, or other underlined terms, see the Glossary. You can view theExperience: Surest · Education: University of St. Thomas · Location: St Paul, Minnesota, United States · 500+ connections on LinkedIn. View Robert Grant’s profile on LinkedIn, a professional ...Alison Richards, CEO. A UnitedHealthcare executive since 2012, Alison Richards is the CEO of Surest. A transformational leader who believes in the power of team, Alison and her Surest team are redesigning health insurance and giving employers a sustainable, attractive health benefit that better meets employees’ health care needs and lowers the …Welcome to Surest - benefits.surest.comSurest™, formerly Bind, offers a new approach to health benefits that eliminates deductibles and offers access to clear, upfront pricing information before people access care. Surest members show improved satisfaction; plans offer up to 15% lower health care costs for employers and reduced member out-of-pocket expenses by up to …To improve health equity, inclusive health plans need to be easy to use and easy to understand, according to a 2021 McKinsey and Company report. 2 Industry jargon only adds to frustration. Flexibility is also important. The future of health care focuses on individual needs and personalized care. People want options and choices.Oct 6, 2023 · Surest members also paid 54% less out-of-pocket compared to members in traditional plans and saved an average of 11% per member per month. Savings were up to 15% for employers, according to the study. Welcome to Surest - benefits.surest.comSurest is a UnitedHealthcare company that administers a health plan without a deductible or coinsurance. Members have access to the nationwide UnitedHealthcare and Optum® Behavioral Health networks and can check costs and care options in advance. A small number of members have the Surest Flex plan, which includes the feature of flexible ...Benefits Handbook Surest Copay Plan Benefits Handbook Date April 1, 2024 3 Plan feature Surest Copay Plan Contact Information for Third Party Administrator: Contact for Medical Service: Surest (Claims Administrator) P.O. Box 211758 Eagan, MN 55121 Phone: +1 866 683 6440 Website: Benefits.Surest.com Group #: 78800361Surest is a unique and quickly growing health plan that doesn’t have deductibles or coinsurance. Register for our upcoming webinar to learn how you can prepare for members with Surest plans. You’ll get the resources you need to complete administrative tasks like checking eligibility, processing claims and receiving payment.A health plan with clear pricing in advance. Surest, a UnitedHealthcare company, is an ACA-compliant employer-sponsored health plan available to employers with 51+ …Phone: 800-808-4424, ext. 15227. Fax: 888-615-6584. Remember to provide all supporting materials in your appeal, including member-specific treatment plans and clinical records. Surest, a UnitedHealthcare company, administers a health plan without a deductible or coinsurance. Members have access to the Optum and UnitedHealthcare network and can ...With the self-funded health plan solution, Surest has the ability to: Design plan benefits. Operate the plan. Issue member ID cards. Handle day-to-day administrative tasks. Provide customer service through the Member Services. Approve and pay employees' medical claims as they arrive from the doctor, hospital or pharmacy.To obtain a breast pump covered by the Surest plan: Ask your doctor for a breast pump prescription. Find an in-network, licensed durable medical equipment (DME) supplier. Here are a few national suppliers: Aeroflow Breast pumps 844-867-9890. Pumping Essentials 866-688-4203. The Breastfeeding Shop 866-255-6779.UHC / Surest. Plan Choice Suggestions. Anyone have any first hand experience with Surest (formerly Bind) from United Healthcare? My employer is adding it as an option, while at the same time reducing HSA contributions for those on the High Deductible plans. It seems like a good option, but the “add-ons” part worries me.Surest is a UnitedHealthcare company that administers a health plan without a deductible or coinsurance. Members have access to the nationwide UnitedHealthcare and Optum® Behavioral Health networks and can check costs and care options in advance. A small number of members have the Surest Flex plan, which includes the feature of flexible ...Welcome to Surest - benefits.surest.comSurest is a UnitedHealthcare company that administers a health plan without a deductible or coinsurance. Members have access to the nationwide UnitedHealthcare and Optum® Behavioral Health networks and can check costs and care options in advance. A small number of members have the Surest Flex plan, which includes the feature of flexible ...Surest™, formerly Bind, offers a new approach to health benefits that eliminates deductibles and offers access to clear, upfront pricing information before people access care. Surest members show improved satisfaction; plans offer up to 15% lower health care costs for employers and reduced member out-of-pocket expenses by up to …Last modified: April 5, 2024 Update: Content updated with specific service area information. Beginning April 1, 2024, we’re updating the out-of-network service area for Surest™ benefit plans with out-of-network (OON) benefits. For out-of-network services that are non-emergent, sub-acute inpatient and outpatient, the updated service area will … In addition, you can choose to contribute to your HSA, up to the IRS annual limit of $3,850 for Employee Only coverage or $7,750 for Employee + Other(s) coverage in 2023 (Eaton’s contributions apply to the limit). If you are age 55 or older, you can make an additional catch-up contribution of $1,000. UnitedHealthcare’s Surest™ offers a reimaged approach to health benefits, providing members with a plan that helps improve engagement, spur more preventive exams and reduce the total cost of ...UMR offers flexible, third-party administration of multiple, complex plan designs and integrated in-house services. We work closely with brokers and clients to deliver custom benefits solutions.UnitedHealthcare’s Surest offers a new approach to health benefits that removes deductibles and provides clear upfront pricing information to people in advance of treatment. As a result, Surest members report improved satisfaction, employers enjoy lower health care costs, and consumers benefit from lower out-of-pocket expenses.1.The Surest plan delivered what the company expected. In 2019, 81% of Medtronic members on the Surest plan paid less than $500 out-of-pocket. That contributed to an average out-of-pocket less than one-third of the national average for members with employer-sponsored health plans ($324 vs. $943). Because plan members could see …We would like to show you a description here but the site won’t allow us.We would like to show you a description here but the site won’t allow us.Surest, a UnitedHealthcare company, is an employer-sponsored health plan available to employers with 51+ employees. ... Provide an attractive health benefit to employees without cost shifting. Learn more. For brokers. Transform your clients’ business with the Surest health plan before someone else does.Summary of Benefits and Coverage: What this Plan Covers & What You Pay for Covered Services Coverage Period: 01/01/2023 – 12/31/2023 Nokia of America Corporation: Standard - Surest Coverage for: Individual and Family | Plan Type: PPO The Summary of Benefits and Coverage (SBC) document will help you choose a health plan.2024. Cigna EAP 202 4. $1,600 Deductible Plan - Aetna Broad Network 202 4. $1,600 Deductible Plan - Aetna Narrow Network 202 4. $1,600 Deductible Plan - Anthem Broad Network 202 4. $1,600 Deductible Plan - Kaiser CA 2024. $1,600 Deductible Plan - Kaiser CO 2024. $1,600 Deductible Plan - Kaiser DC, MD, VA 2024. $1,600 Deductible Plan - …6%. fewer emergency department visits1. UnitedHealthcare offers Surest plans to employers nationwide with self-funded health plans, as well as fully insured plans to employers with 51 or more employees in 11 states. By the end of 2022, Surest plans may be available to employers with fully insured medical benefits in up to five additional states.Administrative services for insurance products underwritten by All Savers Insurance Company and UnitedHealthcare Insurance Company, and for self-funded plans, are provided by Bind Benefits, Inc. d/b/a Surest, its affiliate United HealthCare Services, Inc., or by Bind Benefits, Inc. d/b/a Surest Administrators Services, in CA. Surest is a UnitedHealthcare company that administers a health plan without a deductible or coinsurance. Members have access to the nationwide UnitedHealthcare and Optum® Behavioral Health networks and can check costs and care options in advance. A small number of members have the Surest Flex plan, which includes the feature of flexible ...

Surest is making health insurance easier to understand for both our members and providers. Use this one-stop source to make health insurance easier to work with. We’re here to help you help your patients. . Solflare

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Benefits Handbook Surest Copay Plan Benefits Handbook Date April 1, 2024 3 Plan feature Surest Copay Plan Contact Information for Third Party Administrator: Contact for Medical Service: Surest (Claims Administrator) P.O. Box 211758 Eagan, MN 55121 Phone: +1 866 683 6440 Website: Benefits.Surest.com Group #: 78800361Aug 11, 2022 · Surest™, formerly Bind, offers a new approach to health benefits that eliminates deductibles and offers access to clear, upfront pricing information before people access care. Surest members show improved satisfaction; plans offer up to 15% lower health care costs for employers and reduced member out-of-pocket expenses by up to 44%1. Join.Surest.com, Surest mobile app, Benefits.Surest.com website or call Surest Member Services at 1-866-683-6440. For general definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment, deductible, provider, or other underlined terms, see the Glossary. You can view the GlossaryWelcome to Surest - benefits.surest.com1 2021 medical claim risk-adjusted commercial benchmarks risk adjusted by age, gender,. clinical risk and geography. 2 2020 and 2021 medical costs for Surest Lumen members relative to a cohort of non-Surest members matched on age, gender, baseline medical spend, and geography.. 3 Surest medical and pharmacy claims compared to a large …Effective Jan. 1, 2023, Nokia employees are covered by plans provided by Surest™ plan, which is part of the UnitedHealthcare Choice Plus network. You don’t need separate credentialing for Surest plans if you participate in other UnitedHealthcare commercial plans. Please help ensure that staff are familiar with the Surest plan member ID card ...surest.com. Industry. Insurance. Company size. 201-500 employees. Headquarters. Minneapolis, MN. Type. Privately Held. Founded. 2016. Specialties. Self-insured …Feb 6, 2023 · UnitedHealthcare is now offering the Surest plan to employers. With self-funded health plans nationwide, as well as to employers in 19 states with fully insured plans that include 51 or more employees. For more information, visit Surest.com. the Surest health plan or Surest Flex. Insurance coverage for fully insured plans is provided by All Savers Insurance Company (for FL, GA, OH, UT and VA), by UnitedHealthcare Insurance Company of IL (for IL), by United Healthcare of Kentucky, Ltd. (for KY), or by UnitedHealthcare Insurance Company (for AL, AR, AZ, CO, DC, GA, IA, ID, IN, KS,Surest™, formerly Bind, offers a new approach to health benefits that eliminates deductibles and offers access to clear, upfront pricing information before people access care. Surest members show improved satisfaction; plans offer up to 15% lower health care costs for employers and reduced member out-of-pocket expenses by up to … With the Surest health plan, prices for doctors and health services are available on the app, so you can compare options. See where you might be able to save money by selecting a different provider or service location, then decide what’s right for you and your budget. You can also see current claims info in the app, and easily access your ... Learn how to work with Surest, a health plan without a deductible or coinsurance, for UnitedHealthcare commercial plans. Find out how to prepare your practice, check costs and care options, submit claims and more. Surest | 14,892 followers on LinkedIn. Surest is giving people power over their health experience. | Surest, a UnitedHealthcare company, is dedicated to redesigning health insurance, offering a ...If you participate in UnitedHealthcare commercial plans, you automatically participate in Surest benefit plans at the existing commercial reimbursement rates per your participation agreement. ... Claims: Please send claims to us electronically using Surest Payer ID 25463 or by mail to Surest, P.O. Box 211758, Eagan, MN 55121. Include the ...Surest | 15,379 followers on LinkedIn. Surest is giving people power over their health experience. | Surest, a UnitedHealthcare company, is dedicated to redesigning health insurance, offering a simpler and more transparent way for people to access the health care system. Surest plans eliminate deductibles, feature up-front pricing for medical services ….

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